The Importance Of Proactive Compliance Analyst Who Ensures...

PROFESSIONAL SUMMARY ________________________________________ Proactive Compliance Analyst who ensures the company operations are in accordance with the industry regulations and standards. Performs tasks which include: reviewing new regulations, informing other departments of industry guidelines and requirements while developing regulatory procedures. Additionally, possesses extensive experience in regulatory compliance, QC auditing, underwriting guidelines, and research. SKILLS SUMMARY ________________________________________ ï  ¶ Excellent written and oral communication skills with the ability to rate and categorize risk ratings in a clear and concise manner ï  ¶ Comprehensive knowledge of RESPA/TILA,HMDA, all agencies/ investor guidelines, including, FNMA, FHLMC, FHA, USDA, and VA ï  ¶ Knowledge of DU, and LP underwriting procedures and guidelines ï  ¶ Ability to review audit documentation, perform analysis, validate and document potential risk to determine course of appropriate corrective action and/or make recommendations ï  ¶ Familiar with Conforming Nonconforming Loans, Arms, and Jumbo Loans ï  ¶ Underwriting and quality control review/audit experience of mortgage loans and the ability to analyze risk as relating to investment quality loans ï  ¶ Experienced with government-insured loan sites, including AllRegs ï  ¶ Familiar with proprietary mortgage-processing software ï  ¶ Proficient in investor programs, software, and internal systems: QCIQ, BOX, Prime Alliance, DNA, MS,Show MoreRelatedRecruitment Plan2305 Words   |  10 Pagesorganization. A sound recruitment and retention plan can mitigate the issues and challenges that might have negative implications to the organization. A division (sectors) of the aerospace and defense industry provides the HRM with insight to the number of who, what, and where human capital is required. According to the Aerospace and Defense Industry survey results for 2005, the industry believes that there is a 66% current labor shortage, 87.6% believe that the industry will suffer a labor shortageRead MoreApple Company3078 Words   |  13 Pages1. Introduction to Apple Company Steve Jobs alongside Steve Wozniak and Ronald Wayne founded Apple Inc. under the objective of nurturing innovation in the computer business. Like any other company, the starting of Apple Inc. involved challenges of dealing with competition, winning the market share, unfavorable response from customers, lack of innovation, and lack of recognition by potential clients. With all these challenges acting against the ability of Apple to thrive in the computer businessRead MoreFinancial Statements And Disclosure Policies2483 Words   |  10 PagesThe prudent heir takes careful inventory of his legacies and gives a faithful accounting to those whom he owes an obligation of trust†, John F. Kennedy. In this quote, Kennedy expresses that the ultimate goal of finance is to gain trust from those who can help capitalize on the organization. Most importantly, it states that transparency and honesty are the best indications for building that trust. The need for trust is equally valid and crit ically important for healthcare organizations. As the healthcareRead MoreThe And Environmental Energy Conservation2791 Words   |  12 Pagesmonitor the operations of oil exploration companies to ensure that they possess appropriate infrastructure for their oil drilling activities and that they adhere to OPEC, WHO and other regulatory policies, the government should also impose strong penalties and sanctions on organizations that default and refuse to adhere to the stipulated regulations. The government could also establish an oil and gas operations tasks force or committee which would fight corruption and enforce compliance to best practicesRead MoreCoca Cola Hellenic : A Global Company3514 Words   |  15 Pages Executive Summary Coca cola Hellenic is a global company that is committed to sustainable productivity, environmental protection and broader corporate social programs. Coca cola Hellenic is one of the branches of the Coca cola Company. Despite the slow economic growth for the company in 2011 that caused a fall in the brand image among the consumers, there is a firm commitment by the top leadership to secure its position in the market and to practice sustainable production. There are specific programsRead MoreGlobal Business Management: Current Trends and Practices5739 Words   |  23 Pagesglobal supply chains and vendor partnerships. As Wiley points out, â€Å"In the near future, it is supply chains that will compete, not companies† (Wiley, 2004). Global supply chains must be carefully selected and monitored to ensure the competitive edge required to achieve success in the global market place. Typically, the first order of business has been logistics and operations. Businesses identify viable suppliers, hospitable host countries, lucrative markets, and amenable vendor partners worldwide. ThenRead MoreAn Apprasal of the Activities of Nafdac in Nigeria Economy2395 Words   |  10 Pagesoptimizing opportunities available in the Air freight sector requires a legal framework, political will by government, provision of adequate manpower, infrastructures, equipment, enabling environment and a concerted effort by all stakeholders i.e. co-operation, t ransparency, commitment, hard work and access to adequate information. It is very important that operators in the sector have adequate knowledge of the relevant laws and procedures governing the movement of goods in that International Trade. ThisRead MoreColgate Palmolive Ethics Report3374 Words   |  14 PagesIn recent years we’ve heard about corporate scandals involving big companies such as Firestone Tire and Rubber Company for the use of child labor, Southwest Airline’s violation of safety regulations, Fannie Mae’s underreporting of profit, Parmalat’s accounting scandal mutual fund fraud, among others; but what do all these companies have in common? They failed to adhere to the basic ethical principles that should prevail in business activities. Business ethics dictates a set of standard principlesRead MoreReporting and Disclosure6590 Words   |  27 Pagesmultinational corporations are increasingly being held accountable to constituencies other than traditional investor groups: a. The development and growth of the influence of trade unions. b. The growing recognition of the view that those who are significantly affected by decisions made by institutions in general must be given the opportunity to influence those decisions. c. The rejection by many governments of classical economic premises such as the belief that the regulated pursuitRead MoreBhp Billiton7455 Words   |  30 PagesBinte Zaman (12264035) Ahammed Riaz(13164009) Date of Submission: April 2, 2015 BHP Billiton Limited Introduction: BHP Billiton is world’s largest diversified natural resources company. The company was created by the merger of two companies, BHP Ltd (An Australian mining company) and Billiton PLC (An UK based Company). BHP Billiton has created long time share holder value through the discovery, acquisition and development of natural resources. In the last few years, BHP Billiton has faced some

The Theory Of The Leisure Class Essay - 1367 Words

The Theory of the Leisure Class, by American economist and sociologist Thorstein Veblen, stands as a testament to both insightful social commentary and an unquestioning dogmatism of its contents in everyday academic discourse verging on the commonsensical. It was written in 1899; a place in history where late capitalism or postmodernity is seldom to be imagined by even the most gifted of social critics. The book, itself, is a treatise on economics and a detailed social critique of conspicuous consumption as a function of both social class and consumerism. It is derived from the social stratification of people and the division of labor, which are the social institutions of the feudal period up until to the modern era. The theme in sociological and economical thinking is the social stratification of tribal and feudal societies upon social and economic utility. To Veblen, the rise of a conspicuously consuming leisure class wasn’t a sign of progress. It was a relic of barbarism, an evolutionary step from feudalism, and, therefore, un-American. The association of luxury with British tyranny and decadence persisted through much of the 19th century. There wasn’t much things to flaunt about in the early stages of the country. The nation had little in the way of dynastic wealth or large enterprises; even slaveholding in the South was crushed by the Civil War. However, by the 1880’s and 1890’s, new technologies, like the telegraph, steam engines, railroad, electricity, etc., forged aShow MoreRelatedThorstein Veblens Theory Of The Leisure Class760 Words   |  4 PagesIn 1890’s, Thorstein Veblen started the theory of the Leisure Class. This line of thought attempted towar ds the rejection of rational and maximizing behaviour and emulated a powerful force. Veblen observed the contemporary tribal societies which comprised of two kinds. The first kind was the one which had to do continuous work for survival. Such societies reflected a strong communal benevolence and immense cooperation amongst the members. The antisocial elements were kept out of the society. PeopleRead MoreAnalyzing Thorstein Veblens The Theory of the Leisure Class848 Words   |  4 PagesIn 1899 Thorstein Veblen wrote The Theory of the Leisure Class: An Economic Study of Institutions. In this work, Veblen presented critical thinking that pertains to people’s habits and their related social norms. He explores the way certain people disregard the divisions that exist within the social system, while subsequently emulating certain aspects of the leisure class in an effort to present an image of higher social status. He also presented the theory of conspicuous consumption, which refersRead More A Comparison Between Fitzgeralds Great Gatsby and Veblens The Theory of the Leisure Class1397 Words   |  6 PagesFitzgeralds Great Gatsby and Veblens The Theory of the Leisure Class  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚   The American Dream is real; Americans are able to rise out of poverty and into leisurely lifestyles with a bit of luck and a lot of hard work. Fitzgeralds The Great Gatsby and Thorstein Veblens The Theory of the Leisure Class both address issues of status and wealth that arise from peoples pursuits of the American Dream. But the authors differ in their beliefs about the natureRead MorePsychology And Camping At Chutes Provincial Park1656 Words   |  7 Pages Psychology and Camping at Chutes Provincial Park Next, I will be analyzing my leisure experience at Chutes Provincial Park through a psychological lens. More specifically I will be looking at the positive psychology movement. Kahneman and Krueger (2006) believe that â€Å"positive psychology focuses on the well-being and flourishing of individuals and communities† (as quoted in Mock, Mannell, Guttentag, 2016, pp. 41). In addition to looking at well-being, positive psychology studies human functioningRead MoreEssay on The Leisure Class1176 Words   |  5 Pages(1899). The Theory of The Leisure Class. New York: The Macmillan Company. Authors Purpose Thorstein Veblen initiated a new approach to economic theory that took account of evolving social and institutional contexts and considered their human implications. In his examination of the leisure class, he looks at non-economic features of their social life. In this economic analysis he probes the beginning of time and travels down through history to discover the origin of the leisure class. SpecificRead More Thorstein Veblen: Short Bio Economic Theories Ideas Essay511 Words   |  3 Pagesprevalent in most of his writings and economic theories. nbsp;nbsp;nbsp;nbsp;nbsp; nbsp;nbsp;nbsp;nbsp;nbsp;Society, to Veblen, could be described as a division of classes. The quot;leisure classquot; and the quot;industrious classquot;, the former being described as a predator, parasitic and harmful to society, and the latter being the members who produce goods. This mostly came from his most famous work, The Theory of the Leisure Class, in which he coined the phrase quot;conspicuousRead MoreAesthetic Judgement And Aesthetic Judgment1448 Words   |  6 Pagesas a mechanism to enhance survival and reproduction within a species. Thus, this overall notion of aesthetic judgment can be associated to the emerging theory of evolution and everything it encompasses. With this groundbreaking discovery, a variety of historically great modern thinkers (philosophers) managed to incorporate this scientific theory into their understanding of the world around them. Ultimately, while their perspectives may vary, these philosophers fundamentally acknowledge that thisRead MoreThe I dea Of A Perfect Society, Or Utopia, By Sir Thomas More880 Words   |  4 Pagesbelieved that everyone should be judged based on reason rather than whether or not a particular custom is considered the norm. Gonzalo described a society where everyone was a part of the leisure class, a group of people that Thorstein Veblen discussed in his book The Theory of the Leisure Class. The leisure class, as described by Veblen, is comprised of the wealthier people of society and â€Å"by custom exempt or excluded from industrial occupations, and are reserved for certain employments to which aRead MoreHistorical And Current Marketing Theories1467 Words   |  6 PagesHistorical and Current Marketing Theories: A Comparison and Contrast Analysis How are companies such as Ford, Wal-Mart, Apple, and Nike implementing branding as a form of marketing? According to Wagner (2013), businesses have five factors that may cause failure: lack of dialogue with the customers, lack of differentiation, inability to communicate value propositions, weakening of leadership, and failure to have a successful business model. Operating a business can be challenging and rewarding.Read MoreThe Decline Of The Middle Ages Essay1548 Words   |  7 PagesMiddle Ages, the church stressed the importance of work over leisure. Although the church disapproved of many forms of leisure, it could not stop the want or the need for leisure. Many forms of leisure remained after the fall of the Roman Empire. Hunting was a form of leisure for both the wealthy and poor. Hunting for the poor was of necessity. Whereas, hunting for the wealthy was used to keep one’s â€Å"war spirit† in top form. Other leisure activities of the Middle Ages, includ ing gambling, music

Suppresion of Individual’s Creativity Free Essays

Throughout the State of Florida, numerous school boards have been attempting to standardize the clothing that students wear. The school superintendents who are in favor of uniforms will argue that the children who wear them will experience many benefits. I disagree with this position. We will write a custom essay sample on Suppresion of Individual’s Creativity or any similar topic only for you Order Now I feel that the use of uniforms will strip identity, stifle creativity, and unnecessarily burden the families that cannot afford them. The use of uniforms has already been implemented in several long-standing social environments. The penal system uses uniforms to brand those persons who are incarcerated. Likewise, the military also uses them to separate and remove the individualism inside of the soldier. In both cases, individual identity is stripped away and the subject is forced to conform to the same outward appearance as every other subject. Another problem that will surface due to the implementation of school uniforms is the suppression of the individual’s creativity and expression. Many students’ express who they are through the way they dress. If a teenager wants to show the rest of the world that he loves Jesus, then he or she might wear a T-shirt that states a positive view on the subject. Similarly, a student might want to wear green colored clothing to show his or her support for St. Patrick’s day. School uniforms would end both of those examples listed within this paragraph and many, many more. The last issue that needs to be addressed is the unnecessary burden that will be placed upon those families of limited resources. Many low-income families do not have the money available to furnish uniforms to their children. They can barely make ends meet with the help of charities and social programs. In Polk County, Florida, the school board is trying to pass legislation that a child cannot attend school unless they have on the proper uniform. An education is supposed to be available to all children, not just the ones whose parents can afford to buy the government ordered attire. I have listed several reasons why the use of school uniforms should not be implemented in America’s public education system. Not only will it melt the individual into the mass, but it will also hinder those that are destitute. If the school boards desire to make the use of uniforms mandatory, then they need to issue all of the required equipment, just like the military and the prison systems do. How to cite Suppresion of Individual’s Creativity, Papers Suppresion of Individual’s Creativity Free Essays Throughout the State of Florida, numerous school boards have been attempting to standardize the clothing that students wear. The school superintendents who are in favor of uniforms will argue that the children who wear them will experience many benefits. I disagree with this position. We will write a custom essay sample on Suppresion of Individual’s Creativity or any similar topic only for you Order Now I feel that the use of uniforms will strip identity, stifle creativity, and unnecessarily burden the families that cannot afford them. The use of uniforms has already been implemented in several long-standing social environments. The penal system uses uniforms to brand those persons who are incarcerated. Likewise, the military also uses them to separate and remove the individualism inside of the soldier. In both cases, individual identity is stripped away and the subject is forced to conform to the same outward appearance as every other subject. Another problem that will surface due to the implementation of school uniforms is the suppression of the individual’s creativity and expression. Many students’ express who they are through the way they dress. If a teenager wants to show the rest of the world that he loves Jesus, then he or she might wear a T-shirt that states a positive view on the subject. Similarly, a student might want to wear green colored clothing to show his or her support for St. Patrick’s day. School uniforms would end both of those examples listed within this paragraph and many, many more. The last issue that needs to be addressed is the unnecessary burden that will be placed upon those families of limited resources. Many low-income families do not have the money available to furnish uniforms to their children. They can barely make ends meet with the help of charities and social programs. In Polk County, Florida, the school board is trying to pass legislation that a child cannot attend school unless they have on the proper uniform. An education is supposed to be available to all children, not just the ones whose parents can afford to buy the government ordered attire. I have listed several reasons why the use of school uniforms should not be implemented in America’s public education system. Not only will it melt the individual into the mass, but it will also hinder those that are destitute. If the school boards desire to make the use of uniforms mandatory, then they need to issue all of the required equipment, just like the military and the prison systems do. How to cite Suppresion of Individual’s Creativity, Papers